You are not alone. It is not your fault.
Scammers are professionals who exploit trust and manufacture panic. Falling for a scam doesn't mean you're gullible. It means you're human. Here is exactly what to do next.
Five steps to take back control.
Stop all contact with the scammer
Hang up, block the number, and stop replying, no matter what they threaten. The pressure ends the moment you disconnect.
Call your bank or financial institution
Use the number on your card, never one the scammer gave you. Ask them to freeze your accounts and reverse any transactions.
Report the fraud
File a report with the Canadian Anti-Fraud Centre at 1-888-495-8501, and call your local police non-emergency line.
Change your passwords
Start with your email and banking logins. Use a different password for each account.
Tell someone you trust
Break the silence. A family member, friend, or community worker can help you carry this and take the next steps.
Canadian Anti-Fraud Centre
Report the scam. Reporting helps stop the people behind it, and it is an important first step in your own recovery.
Recovery is a process, not a moment.
Be patient with yourself. Keep the free guide close so every step is there when you need it.